The home must cost less than £250,000 (£420,000 in London) after the discount.
The government guarantees a portion of the mortgage, encouraging lenders to offer 95% loans. government housing help to buy
You must be a first-time buyer with a household income under £80,000 (£90,000 in London). The home must cost less than £250,000 (£420,000
In 2026, government help for buying a home focuses on discounts, small deposits, and shared equity rather than the original "Help to Buy" loan, which has closed in most areas. 1. First Homes Scheme (England) 000 in London). In 2026
You can buy a home for than its market value.