: Offers $0 down and no mortgage insurance for veterans or surviving spouses. Grants & Down Payment Assistance (DPA)

: Provides up to 50% off the home’s list price for teachers, firefighters, and law enforcement in revitalization areas.

: Requires only 3.5% down ; allows credit scores as low as 580 .

Financial aid that typically does not need to be repaid if you live in the home for a set period.

: Provides 0% down financing for homes in designated rural or suburban areas.