: Understanding today's revenue trends rather than last year's tax returns.
: Comparing a business’s performance against industry standards using unique network intelligence. Why This Matters for Small Businesses
However, a major shift is occurring. Mastercard is significantly expanding its Open Finance analytics offerings through Finicity , its Utah-based subsidiary. This expansion isn't just about more data; it’s about that transforms how lenders evaluate potential. Moving Beyond the "Snapshot" Mastercard expands Finicity analytics offerings...
The Data Revolution: How Mastercard is Redefining Credit Access Through Open Finance
: They gain the ability to use their own data to "tell the story of their success," securing the capital they need to thrive. The Future of Open Finance in 2026 What is open finance? Your essential guide - Mastercard : Understanding today's revenue trends rather than last
Traditional credit assessments often rely on stale or incomplete signals. By integrating Small Business Credit Analytics (SBCA) into its Open Finance platform, Mastercard now allows lenders to combine near real-time sales insights with permissioned banking and cash flow data.
: Analyzing credits, debits, and balances over a 24-month period to tell a complete financial story. The Future of Open Finance in 2026 What is open finance
By using Finicity's advanced analytics , lenders can now offer more inclusive and personalized credit solutions. This is particularly critical for businesses that may not have deep historical credit records but have strong, verifiable current cash flows. A Win-Win for Lenders and Consumers