Borrowers can choose from several programs designed for flexible credit requirements.
Different lenders specialize in various "bad credit" scenarios, from government-backed loans to specialized private funding. mortgage lenders bad credit
: Best option for borrowers with no credit history at all. Borrowers can choose from several programs designed for
: Aimed at rural homebuyers; while there is no official minimum, lenders typically look for a score of 640 or higher . while there is no official minimum
: Technically have no minimum credit score requirement from the Department of Veterans Affairs, though most individual lenders prefer at least 620 .